
The money in Liga 3
What it takes to play in Liga 3, what it pays, and how its clubs do.
- Fees every season
- €250
- for a club already here
- Wage floor
- €1,380
- gross monthly base pay
- Typical staff costs
- €674k
- wages and social charges, median of 9 clubs
- Typical club revenue
- €170k
- median of 9 clubs' latest accounts at this tier
- Typical club result
- −€646k
- median of 9 clubs' latest accounts at this tier
What it takes to play here
The 2026-27 rules from the league’s and federation’s own regulations, sorted by when they cost money.
Paid every season
By every club in the league, whether it has just arrived or been here for years.
- Licensing fee€250 administrative fee per licensing applicationFPF official communiqué on the licensing timetable. Source: Federação Portuguesa de Futebol
Guarantees, every season
Collateral posted each season. Not spent unless called; the cost is the bank's fee or the cash tied up.
- Guarantee: wage guarantee30 × RMMG (EUR deposit, bank guarantee or insurance to the SJPF wage-guarantee fund, for the whole season)FPF licensing regulation 2025·2026, arts. 29-30. Source: Federação Portuguesa de Futebol
Conditions, pay, squad, ground and reporting rules 15
Conditions
Requirements, not payments, though some can force an owner to put in money.
- Minimum capitalthe minimum of the company type adopted (no sports-specific minimum)sports companies (SAD, SDQ, SDUQ). Lei 39/2023 (IPDJ guide). Source: Instituto Português do Desporto e Juventude
- Guarantee: directors guaranteeboard members' guarantee under art. 396 of the Companies CodeSADs. FPF licensing and economic-control regulation 2026·2027, art. 33(5). Source: Federação Portuguesa de Futebol
- Legal formmembers' association or sports company (a company is not required)Liga Portugal licensing manual, preliminary provisions; Lei 39/2023 (IPDJ guide). Sources: Liga Portugal, Instituto Português do Desporto e Juventude
- Multi-club ownershipno licence for a club whose shareholders or directors control another club or company, hold capital in another sports company in national competitions of the same sport, or are agents or linked to betting operatorsFPF licensing regulation, ethics, integrity and transparency criteria. Source: Federação Portuguesa de Futebol
- Multi-club ownershipa holder of a qualifying stake (5%) in one sports company may not hold a qualifying stake in another in national competitions of the same sportsports companies (SAD, SDQ, SDUQ). Lei 39/2023 (IPDJ guide). Source: Instituto Português do Desporto e Juventude
- Ownership approvalfit-and-proper self-declaration to the IPDJ, deemed approved on submission and open to later review; buyers of a qualifying stake must show economic capacity and the origin of fundssports companies (SAD, SDQ, SDUQ): holders of 5% or more and board members. Lei 39/2023 (IPDJ guide). Source: Instituto Português do Desporto e Juventude
Pay and spending
- Minimum salary€1,380 gross monthly base payCCT Liga Portugal–SJPF art. 32.º-A(1)(b). Sources: Sindicato dos Jogadores Profissionais de Futebol, Liga Portugal
Reporting and other rules
- Youth academy certification3 FPF academy stars (minimum)FPF licensing regulation, sporting criteria. Source: Federação Portuguesa de Futebol
- Qualifying holding threshold10% share of capital or votes disclosed to the FPF transparency platformFPF licensing regulation, ethics, integrity and transparency criteria. Source: Federação Portuguesa de Futebol
- Founding club minimum stake5% direct share of capital held by the founding club (minimum)sports companies (SAD, SDQ, SDUQ). Lei 39/2023 (IPDJ guide). Source: Instituto Português do Desporto e Juventude
- Accounts publicationthe last three years of accounts, with balance sheets, on the company's website (also articles, boards, qualifying-holding notices and shareholder agreements)sports companies (SAD, SDQ, SDUQ). Lei 39/2023 (IPDJ guide). Source: Instituto Português do Desporto e Juventude
- Auditaccounts validated by a certified accountant (CC) or a statutory auditor (ROC); cash-basis statements acceptedFPF licensing regulation, financial criteria. Source: Federação Portuguesa de Futebol
- Economic control: budget submissionestimated budget and activity plan for the next season sent to the FPF by 31 MayFPF licensing and economic-control regulation 2026·2027, art. 35. Source: Federação Portuguesa de Futebol
- Economic control: FPF licence financial criteriaapproved accounts; solvency declaration; no overdue debts at 31 December to the FPF, the district association, clubs (transfers) or players and coaches; tax and social-security certificatesFPF licensing regulation, financial criteria. Source: Federação Portuguesa de Futebol
- Economic control: in season wage declarationscertified declarations of no wage debts to players and coaches by 15 December, 15 March and 31 May; check with the SJPF wage-guarantee fundFPF licensing and economic-control regulation 2026·2027, arts. 33-34. Source: Federação Portuguesa de Futebol
A typical club here
Each club’s latest published figures, one dot a club, the white mark the median. Only clubs that publish are counted, so the sample may lean towards larger or better-run clubs.
What Liga 3 clubs earn and spend
Every figure a club or its league publishes, on one scale: what comes in, what goes out on staff, and the caps that limit it. Each lane says what its amounts are; a cap is not money spent.
- Money in
- Money out
- A limit, not money spent
Read as a table
| Club | Revenue | Staff costs |
|---|---|---|
| CF Os Belenenses | €537k (2024-25) | €703k (2024-25) |
| AD Fafe | €139k (2022-23) | €222k (2022-23) |
| Leça FC | €172k (2024-25) | €511k (2024-25) |
| CD Mafra | €1.28m (2023-24) | €3.28m (2023-24) |
| UD Oliveirense | €1.15m (2024-25) | €2.14m (2024-25) |
| FC Paços de Ferreira | €1.42m (2024-25) | €2.44m (2024-25) |
| SC Covilhã | €227k (2024-25) | €320k (2024-25) |
7 of 7 clubs here lost money in their latest accounts
Each club's net result, profit to the right of zero and loss to the left.
- Lost money
- Broke even or made a profit
Liga 3 against the tiers around it
Each club's revenue in its latest accounts, at the tier it played that season. Liga 3 is marked; the tiers above and below are shown for comparison.
Club by club
Each club’s latest published figures, largest first, with the season they cover. Figures compare only within the tier a club played in that season.
- Revenue
- Staff costs